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Banco Capital believes that the key to financial success is the knowledge of how money works, how to obtain the best earning with the dollars that you save, and how to make decisions that are well informed and responsible..
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We suggest that you consult with any member of our staff to obtain information about different alternatives to make your money earn more. We always encourage our clients to make their own decisions, whether they make a deposit, an investment or a purchase of our financial products.
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| Certificate
of Deposits and investment |
An effective way to start saving now is to invest in Certificate of Deposits. The minimum amount for a deposit is $100,000 dollars with term of 30 days or more. You will earn higher interest rates than in a checking or a saving account with a Certificate of Deposit. Our interest rate is higher than the rate in the international market and it guarantees an adequate profit in the Ecuadorian market. The payment of interest can be monthly, quarterly, or at maturity. |
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Your capital will be available at the end of the term, but, of course, your money can continue to earn interest if you decide to renew your certificate. This is an excellent alternative to maximize interest while you save. |
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| Car
Loans |
Car financing has been the most important service we have provided our clients from the beginning. We finance the acquisition of new and used cars of any make and with any distributor or dealer. These loans are available for a 3 year term with 36 monthly payments.
Our experience makes us specialists in this type of financing. We will be glad to help you in the acquisition of the ideal car for you. |
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Loans
- Mortgage
loans
- Equity
loans
- Personal
and unsecured loans
Ask
for the loan and you will have the money when you need it for
cars
- Cars
- Working
capital
- Home
construction
- Home
improvements
- Education
- Household
goods (furniture, home appliences, etc.)
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Banco Capital has available loans for financial solutions that will help you make your dreams come true in Ecuador.
In Banco Capital we are proud that we can help you improve you and your family's way of life in Ecuador . If you have a need, we will listen and we will help you accomplish your goals, finding the right solution for you.
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If you need to buy a car, build a house, improve your home, pay for your children's education or your own, buy furniture or home appliances, or increase your working capital, Banco Capital has the right solution for your budget. We will help you find the best way to realize your dreams.
You can have a mortgage or equity loan with real state as guarantee, a secured loan with a car as a guarantee, or a personal (unsecured) loan with a personal guarantor.
Our loans will satisfy your personal needs or those of your family. We will adjust them to your income or to the income of your family.
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| Who qualifies for a loan? |
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Banco Capital provides loans to any adult who has good credit history and who can provide a guarantee. Also, the person should have employment or another source of secure income.
Our rates, conditions, and payments are the most competitive in the market.
If you need more information, please call us at (02) 225-9021. If you call us from overseas, dial the number (593-2) 225-9021 or if you are in Ecuador , visit us in our Quito, Guayaquil, Ibarra, or Otavalo offices. Also, you can write us through this electronic page. |
| Factoring/Commercial
Credit |
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Banco Capital buys documents, papers, accounts, receivable or any influx of funds from companies or persons in business. Our institution offers this excellent service to companies that sell cars, electric appliances or other consumption goods. We also offer this service to real state or tourism companies, among others, that have high volume of business transactions.
The companies that sell their accounts receivable to Banco Capital earn liquidity to continue their business at lower cost than with a loan.
This way, you can obtain funds without having to resort to debt with high interest rates.
Through commercial credit, Banco Capital supports companies that want to maintain capital and efficiency in their business.
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