{"id":2211,"date":"2024-05-21T11:14:45","date_gmt":"2024-05-21T16:14:45","guid":{"rendered":"https:\/\/www.bancocapital.com\/web\/?page_id=2211"},"modified":"2024-10-24T11:57:39","modified_gmt":"2024-10-24T16:57:39","slug":"preguntas-frecuentes","status":"publish","type":"page","link":"https:\/\/www.bancocapital.com\/web\/preguntas-frecuentes\/","title":{"rendered":"Preguntas Frecuentes"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2211\" class=\"elementor elementor-2211\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a51a9a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a51a9a8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76c990f\" data-id=\"76c990f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13de138 elementor-widget elementor-widget-image\" data-id=\"13de138\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"789\" height=\"855\" src=\"https:\/\/www.bancocapital.com\/web\/wp-content\/uploads\/2024\/10\/ayudar-8.png\" class=\"attachment-large size-large wp-image-2847\" alt=\"\" srcset=\"https:\/\/www.bancocapital.com\/web\/wp-content\/uploads\/2024\/10\/ayudar-8.png 789w, https:\/\/www.bancocapital.com\/web\/wp-content\/uploads\/2024\/10\/ayudar-8-200x217.png 200w\" sizes=\"(max-width: 789px) 100vw, 789px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d0f1dd elementor-widget elementor-widget-heading\" data-id=\"8d0f1dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preguntas Frecuentes<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e3f5c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0e3f5c7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5194148\" data-id=\"5194148\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0fb40ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0fb40ef\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ad66672\" data-id=\"ad66672\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14e6b3f elementor-widget elementor-widget-aux_accordion\" data-id=\"14e6b3f\" data-element_type=\"widget\" data-widget_type=\"aux_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<section class=\"widget-container aux-widget-accordion widget-toggle aux-parent-aue8aa1491\" style=\"\" ><div class=\"widget-inner  aux-type-accordion\" data-toggle=\"false\"><section class=\"aux-toggle-item\"><h5 id=\"aux-toggle-header-2191\" class=\"aux-toggle-header toggle-header\" tabindex=\"2191\" role=\"tab\" aria-controls=\"aux-toggle-content-2191\" >\u00bfMe pueden cobrar comisi\u00f3n por pagar con tarjeta?<\/h5><div id=\"aux-toggle-content-2191\" class=\"aux-toggle-content toggle-content\" tabindex=\"2191\" role=\"tabpanel\" aria-labelledby=\"aux-toggle-header-2191\" ><p>No, cuando usted paga un producto o servicio con su tarjeta,\u00a0<b>no pueden cobrarle ninguna comisi\u00f3n<\/b>. Puede darse el caso de que el banco o la entidad financiera cobre un importe por el uso de pagos con tarjeta, pero este coste\u00a0<b>lo tiene que asumir el vendedor o prestador del servicio<\/b>, nunca el consumidor.<\/p><\/div><\/section><section class=\"aux-toggle-item\"><h5 id=\"aux-toggle-header-2192\" class=\"aux-toggle-header toggle-header\" tabindex=\"2192\" role=\"tab\" aria-controls=\"aux-toggle-content-2192\" >\u00bfQu\u00e9 es una tarjeta de D\u00e9bito ?<\/h5><div id=\"aux-toggle-content-2192\" class=\"aux-toggle-content toggle-content\" tabindex=\"2192\" role=\"tabpanel\" aria-labelledby=\"aux-toggle-header-2192\" ><p>Se entiende por \u201ctarjeta de d\u00e9bito\u201d, cualquiera tarjeta u otro documento que identifica a su titular con su emisor y que \u201csea utilizada como instrumento de pago en la red de establecimientos afiliados al sistema que cuenten con dispositivos electr\u00f3nicos que operen con captura en l\u00ednea de las transacciones y que los montos correspondientes sean debitados inmediatamente en la cuenta del titular y acreditados en la cuenta del beneficiario, s\u00f3lo si dichas transacciones son autorizadas y existen fondos suficientes\u201d.<\/p><\/div><\/section><section class=\"aux-toggle-item\"><h5 id=\"aux-toggle-header-2193\" class=\"aux-toggle-header toggle-header\" tabindex=\"2193\" role=\"tab\" aria-controls=\"aux-toggle-content-2193\" >\u00bfTiene costo el uso de la tarjeta de D\u00e9bito?<\/h5><div id=\"aux-toggle-content-2193\" class=\"aux-toggle-content toggle-content\" tabindex=\"2193\" role=\"tabpanel\" aria-labelledby=\"aux-toggle-header-2193\" ><p>No, siempre y cuando se use en los cajeros autom\u00e1ticos pertenecientes a la Instituci\u00f3n Financiera que emiti\u00f3 la tarjeta de d\u00e9bito. El uso en cajeros de otras Instituciones Financieras tiene un recargo.<\/p><\/div><\/section><section class=\"aux-toggle-item\"><h5 id=\"aux-toggle-header-2194\" class=\"aux-toggle-header toggle-header\" tabindex=\"2194\" role=\"tab\" aria-controls=\"aux-toggle-content-2194\" >\u00bfQu\u00e9 productos financieros utilizan Tarjeta de D\u00e9bito?<\/h5><div id=\"aux-toggle-content-2194\" class=\"aux-toggle-content toggle-content\" tabindex=\"2194\" role=\"tabpanel\" aria-labelledby=\"aux-toggle-header-2194\" ><p>Las cuentas corrientes bancarias, las cuentas de ahorro a la vista y las dem\u00e1s cuentas a la vista.<\/p><\/div><\/section><\/div><\/section><!-- widget-container -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-74c50e4\" data-id=\"74c50e4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0570d68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0570d68\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b2c26a4\" data-id=\"b2c26a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-838629b elementor-widget elementor-widget-spacer\" data-id=\"838629b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Preguntas Frecuentes \u00bfMe pueden cobrar comisi\u00f3n por pagar con tarjeta? No, cuando usted paga un producto o servicio con su tarjeta,\u00a0no pueden cobrarle ninguna comisi\u00f3n. Puede darse el caso de que el banco o la entidad financiera cobre un importe por el uso de pagos con tarjeta, pero este coste\u00a0lo tiene que asumir el vendedor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/page-builder-content.php","meta":{"iawp_total_views":504,"footnotes":""},"class_list":["post-2211","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/pages\/2211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/comments?post=2211"}],"version-history":[{"count":37,"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/pages\/2211\/revisions"}],"predecessor-version":[{"id":3601,"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/pages\/2211\/revisions\/3601"}],"wp:attachment":[{"href":"https:\/\/www.bancocapital.com\/web\/wp-json\/wp\/v2\/media?parent=2211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}